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Archive for November 2017

How you can beat debt

beat debt

How you can beat debt Debt is a problem that affects millions of people all over the world. In the UK specifically, over 8.3 million families are currently living in debt, with this often causing people emotional stress and anxiety as well as financial problems. The good news is that no debt is unbeatable. Even…

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We look back at the Belfast Business Awards

Belfast Business Awards

As we near the end of 2017, we reminisce about Bell & Company’s success at the Belfast Business Awards. On Friday 26th May  2017,  Bell and Company were crowned winners of Customer Service Excellence, Professional Business Service in the Belfast Business Awards. The prestigious event was hosted by Belfast Chamber of Commerce. The category saw…

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Are the banks still lending too much?

Lending out too much

The global financial crash of 2008 is widely considered to have been the worst financial crisis since The Great Depression of the 1930s. Banks went bust, unemployment levels rose and many governments embarked upon austerity measures in an attempt to reduce enormous budget deficits the recession had laden their respective countries with. Earlier this year The…

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Will property costs in the UK continue to rise?

property costs in the uk

Property costs in the UK For many of us, property prices are simply too high. A sizeable majority of us are priced out of living in our capital where, along with higher living costs, you’ll find the average house price to be a whopping £481,556. Perhaps soaring prices are to be expected in Britain’s capital,…

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First-time investor left with large shortfall

first-time investor

Bell & Company were contacted by a first time investor who had been left in negative equity on his home. This was the gentleman’s first time investing in property, and unfortunately, just took out a mortgage at simply the wrong time, and had the possibility of insolvency looming over him. At Bell and Company, over…

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‘Buy-to-Let’ property stress

Buy-to-Let

Bell & Company finalise successful negotiations on a buy-to-let property. An older couple based in England approached our company regarding a property they had bought to rent as a holiday home in the south of the country. The lender was known to be notoriously difficult to deal with, so this was an ongoing battle between the…

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Eager couple caught in the property crash

young couple

A young  and eager couple were desperate to get themselves on the property crash, seeking to invest. Unfortunately, for the eager couple, this was just before the property crash of 2008. The couple found themselves falling victim to a shortfall of just under 100,000 pounds, on one of their buy-to-let properties. With the help of…

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The debt hotspots of the UK

debt hotspots

Debt hotspots Debt is a problem that’s plaguing the whole of the UK. In fact, household debt across the country has increased by 7% in the last five years alone. New figures suggest that half of British adults could be financially vulnerable. Not all areas of the UK are equal in their debt problems, however.…

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