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Personal Guarantees

If you can’t pay, a personal guarantee poses a serious financial risk. Read more about the specific issues caused by different types of guarantees and find out the options available.

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Can’t Pay Your Personal Guarantee? Click on a page below to learn more about what this means for you & the options available.

Can’t Pay Your Personal Guarantee?

As a director of a business, it is almost certain that you will be asked to sign a personal guarantee (PG) on a business loan. A personal guarantee can be a good way to access finance that otherwise would not…
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Joint and Several Personal Guarantees

A joint and several personal guarantee is signed by 2 or more directors and makes all parties equally liable for the entirety of the debt. These types of personal guarantees can be the hardest form of security to deal with…
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Is Your Personal Guarantee Enforceable?

There are processes and rules that lenders need to follow when a director signs a personal guarantee, these include factors such as; independent legal advice and making sure there is no conflict of interest. It is very rare that you…
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