Business Debt Personal Debt

Pre-insolvency advice Pre-insolvency & Bankruptcy Advice

Bell & Company's expert team can assist if you are facing Personal Insolvency including Bankruptcy. Insolvency may not be an option to you and our strategists can advise on the best course of action to avoid insolvency. Call us today to resolve your debt problem.

Chat IconCall us now on 0330 159 5820

Pre-insolvency & Bankruptcy Advice

Pre-Insolvency and bankruptcy is not always the best outcome for everyone, you need impartial bankruptcy advice. Each case is completely dependent on individual circumstances.

Bell & Company are different from any other, because we offer impartial advice to all clients and are able to advise on all options, may it be Pre-Insolvency or Bankruptcy, considering potential strengths and weaknesses. We offer a free initial consultation to review and assess all options and the merits of each.

In most cases we would say that an informal or Pre-Insolvency route can be the best to take because:

    • A formal insolvency procedure; Bankruptcy is avoided,
    • There is more room for flexibility in negotiations yielding a better result,
    • A tailored settlement can be adapted to suit all parties,
    • A better return for all creditors involved,
    • Reduced costs,
    • Issues are usually dealt with on a consensual basis,
    • Legal proceedings and associated costs are avoided,
    • Relationships between creditors can be preserved.

Bankruptcy Advice

If you are facing the prospect of Bankruptcy, get advice as soon as possible. We advise everyone who may be facing these situations to know all options available. We can provide that.
With our Specialist team who have worked on hundreds of Bankruptcy cases, pre and post, the route of Insolvency can always be avoided if given the right attention from debt strategists.
Debt and insolvency takes on many forms and pressure from creditors and banks can lead to severe stress and quality of life. We have negotiated on behalf of individuals across the UK and Ireland to deliver alternative solutions for many.
We have finalised Full & Final settlements on behalf of clients. This is also known as an “informal settlement.”
Bell & Company offer independent and impartial advice to assess all options available. A full financial review will be conducted to assess the merits of formal and informal insolvency routes dependant on individual circumstances.
 
 
 
 

Tick iconOPTIONS & ALTERNATIVES TO A FORMAL INSOLVENCY OR BANKRUPTCY ROUTE

What is a Full & Final Settlement?

A Full and Final Settlement (F&F) happens when a creditor agrees:
- To accept less than the whole debt claimed (“full debt”)
- That they won’t take action to recover the rest (“final”).

This is sometimes called a an ''informal'' settlement”.

Bell & Company offer independent and impartial advice to assess all options available. A full financial review will be conducted to assess the merits of formal and informal insolvency routes dependant on individual circumstances.

You can read more successes we have had in relation to Pre-Insolvency below:

Successes Achieved >>

Free Consultation

From the outset, we establish clear bottom lines with our clients, so we understand what their priorities are and what must be protected. We then create a strategy to navigate the way out of corporate and personal debt with impartial advice and rigorous action.

Specialist, Impartial Advice

There are some very sharp minds at Bell & Company, so we’re extremely adept at finding unconventional strategies and solutions to resolve our clients’ debt dilemmas. This means that when you’re with us, you can be assured that we’re working for your best possible outcome.

Chat iconCall us now on 0330 159 5820