As a team, we strive to provide a first class, second to none service, achieving outstanding results with Personal Debt issues.

Pre-insolvency advice
Our team has a real depth of legal and financial experience in dealing with personal guarantees. We mediate with your creditors with the aim to reach the best possible outcome for you.

Property Debt
Our team has a real depth of legal and financial experience in dealing with Personal Debt. We can mediate effectively with your creditors with the aim to reach the best possible outcome for you.

Outstanding mortgage lending in the UK is over a trillion Pounds. That includes over 85,000 mortgages in arrears, not to mention the looming negative equity time bomb.

Whether you are facing negative equity or the prospect of property repossession in your future, there is a way out.

HMRC Issues

Meeting your HMRC payments – VAT, PAYE, National Insurance or corporation tax -can impact significantly on cash flow. Some businesses sometimes struggle to pay what they owe.

IVA Issues

An IVA is a legally binding agreement. But in our experience, those entering one frequently fail to understand its full ramifications. So if you find yourself in this situation, and you want to know what your options are, then talk to us here at Bell & Company.

More than half of the UK consumers (almost 27 million), will head into 2020 in debt, with almost five million owing over £10,000 in loans and credit, according to a poll conducted by money.co.uk.

Money.co.uk polled 2,018 people living in the UK, aged 16-64 years, and found that, not including mortgages, almost two thirds (63%) will go into the New Year with some form of personal debt – including money owed on credit cards, personal loans, car loans, bank overdrafts and payday loans. Extrapolating these figures, of the 42.7million people aged between 16 and 64 in the UK, 26.9 million people are potentially heading into the New Year in debt, by as much as £100,000.

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