Pre-insolvency advice Pre-Insolvency Advice

At Bell & Company, we’re here to help you manage that gap, so if you’ve overstretched your capacity and now find yourself facing potential Insolvency or Bankruptcy, call us now for impartial advice on how to resolve your debt problems.

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Pre-Insolvency Advice

Pre-Insolvency is not always the best outcome for everyone. It is completely dependent on individual circumstances.

Bell & Company are different from any other, because we offer impartial advice to all clients and are able to advise on all options, may it be Pre-Insolvency or Bankruptcy, considering potential strengths and weaknesses. We offer a free intial consultation to review and assess all options and the merits of each.

In most cases we would say that an informal or Pre-Insolvency route can be the best to take because:

    • A formal insolvency procedure; Bankruptcy is avoided,
    • There is more room for flexibility in negotiations yielding a better result,
    • A tailored settlement can be adapted to suit all parties,
    • A better return for all creditors involved,
    • Reduced costs,
    • Issues are usually dealt with on a consensual basis,
    • Legal proceedings and associated costs are avoided,
    • Relationships between creditors can be preserved.


If you are facing the prospect of Bankruptcy, get advice as soon as possible. We advise everyone who may be facing these situations to know all options available. We can provide that.
With our Specialist team who have worked on hundreds of Bankruptcy cases, pre and post, the route of Insolvency cane always be avoided if given the right attention from debt strategists.


What is a Full & Final Settlement?

A Full and Final Settlement (F&F) happens when a creditor agrees:
- To accept less than the whole debt claimed (“full debt”)
- That they won’t take action to recover the rest (“final”).

This is sometimes called a an ''informal'' settlement”.

Bell & Company offer independent and impartial advice to assess all options available. A full financial review will be conducted to assess the merits of formal and informal insolvency routes dependant on individual circumstances.

You can read more successes we have had in relation to Pre-Insolvency below:

Successes Achieved >>

Free Consultation

From the outset, we establish clear bottom lines with our clients, so we understand what their priorities are and what must be protected. We then create a strategy to navigate the way out of corporate and personal debt with impartial advice and rigorous action.

Specialist, Impartial Advice

There are some very sharp minds at Bell & Company, so we’re extremely adept at finding unconventional strategies and solutions to resolve our clients’ debt dilemmas. This means that when you’re with us, you can be assured that we’re working for your best possible outcome.

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