You Can Trust Bell & Company
1. We will devise the best strategy for you
2. We will see every case through until the end
3. We are experienced in negotiating with Creditors
4. We have helped hundreds of clients
Although it may seem that insolvency (e.g. bankruptcy) is inevitable, it may not be the best option for you. Bell & Company can provide alternatives to formal insolvency.
Many advisors will tell you that bankruptcy or an IVA will solve your woes. This could be the case but the outcome is dependent on your entire financial situation.
This option could result in the loss of assets such as your home, can impact your finances in the future and can even prevent you from having certain jobs.
Bell & Company will carry out a complete review of your financial situation including what you owe, what you can pay and your assets.
Based on this, we can devise a strategy that suits you. This could be a formal insolvency route or an informal negotiation with creditors.
If an informal settlement is the best option, we carry out all negotiations on your behalf and will work until we reach a ‘full and final’ settlement.
A Full and Final Settlement (F&F) happens when a creditor agrees:
– To accept less than the whole debt claimed (“full debt”)
– That they won’t take action to recover the rest (“final”).
This means that by the end of your case, you will be debt-free.
In most cases, we recommend an informal route because:
From the outset, we establish clear bottom lines with our clients, so we understand what their priorities are and what must be protected. We then create a strategy to navigate the way out of corporate and personal debt with impartial advice and rigorous action.
The team at Bell & Company combine technical expertise with over a decade’s experience, to find the strategies and solutions to resolve our clients’ debt dilemmas. This means that when you’re with us, you can be assured that we’re working for your best possible outcome.