Pros and Cons of Bankruptcy

The ‘Pros and Cons’ of Bankruptcy The word Bankruptcy fills most people with feelings of dread. It is hard...

Read More >>

What is a Zombie Company?

A zombie company is simply a company that is neither dead (insolvent) nor alive (profitable). This happens when a...

Read More >>

What to do if Your Loan is Sold to A Third Party

Funding Circle, the ‘alternative lending’ platform made headlines in 2021 for selling 1900 Personally Guaranteed Loans to a large...

Read More >>

Taking on the Power of 4 Challenge – AGAIN!

Bell & Company are again partnering with NSPCC NI to complete “The Power of Four” challenge in aid of...

Read More >>

Bankruptcy Timeline: From Application to Discharge

Most people know what Bankruptcy is however, there is often more than meets the eye and not all cases...

Read More >>

Bankruptcy

THE B WORD…BANKRUPTCY. Nobody ever wants to go bankrupt, but we need to understand the basic premise of Bankruptcy...

Read More >>

Trustee Negotiations In Bankruptcy

Trustee Negotiations are tough. At Bell & Company, we specialize in this niche area of work assisting those people...

Read More >>

Debt Chasers – Our Perspective

An opportunity you say? Up until Lockdown 1, creditors were if anything stepping up their action as the economy...

Read More >>

Property FRI Leases

The principal reason for securing a CVA allows these ‘mega-retailers’ to excuse themselves of onerous property FRI leases. Obviously,...

Read More >>

V-Shaped Recovery?

After Rishi’s summer statement, the public borrowing has now reached £350bn. Everyone knows a recession is here and redundancies...

Read More >>

Rising Risk | P2P Finance News Interview

Our Chairman, Terry Bell, talks to Marc Shoffman, a Journalist who writes for P2P Finance News https://www.p2pfinancenews.co.uk/2020/07/03/rising-risks/ about the...

Read More >>

LIMITED COMPANY FAILING? – EXPOSURE?

Before we start this blog on ‘Limited Company Failing – What’s my personal Exposure?’, we are pleased to announce...

Read More >>

PEER 2 PEER LENDING PRESSURE

HERE THEY COME – PEER 2 PEER LENDING PRESSURE. We are hearing from more and more businesses with Peer...

Read More >>

Business Planning During Coronavirus Pandemic

PART 1 OF COVID-19 PANDEMIC & PLANNING ABOVE…INCASE YOU MISSED IT. Further to my video this morning – knowingly...

Read More >>

BAD DEBTS – CASH FLOW PROBLEMS

Bad debts can very often cause a perfect storm for any SME business owner, especially those which are totally...

Read More >>

Peer to Peer Issues – Again? We Will Speak Out

We at Bell & Company are seeing more and more enquiries from SMEs struggling with the weight of various...

Read More >>

Dispute Resolution – Farming Client, Local Creditors

Our latest settlements is a case concerning dispute resolution – farming client, local creditors. Dispute Resolution – Farming Client,...

Read More >>

Vulture Fund Negotiations

Liability of £120,000 with secured assets worth £195,000 sold to ‘vulture fund’ settled for £38,000, vulture fund negotiations took...

Read More >>

SME DEBT PRESSURE – HELP THE OWNER

  Being an entrepreneur or business owner can be very lonely, especially when the business comes under any form...

Read More >>

Personal Guarantee – I’ve received a Statutory Demand!

  Personal Guarantee – I’ve received a Statutory Demand! A call on a Personal Guarantee can be stressful. Although,...

Read More >>

Who the hell are Bell & Company?

  Who the hell are Bell & Company? At Bell & Company, we help People who are experiencing personal...

Read More >>

Personal Guarantees are Evil

A Personal Guarantee is used by the lender or financial institution to secure a loan or lease.  A Personal...

Read More >>

A Guide to a Directors Personal Guarantee

What is a personal guarantee? Why would I need one? At the height of the business boom, banks frequently...

Read More >>

Negotiating with Creditors

Negotiating with Creditors. No creditor/debt collection agency are the same. They often have different processes and protocols along with...

Read More >>

Personal Guarantee – Now I’ve received a Statutory Demand!

Personal Guarantee A call on a personal guarantee can be very stressful but it may be managed with meaningful,...

Read More >>

Will I Lose my Home if I’m Declared Bankrupt?

Ask anyone who has faced Bankruptcy what their biggest fear was, and you will get the same answer every...

Read More >>

The Benefits of Debt Strategists

  WHAT ARE DEBT STRATEGISTS Debt strategist might sound like the job title of the bulge-bracket merchant banker in...

Read More >>

Don’t let your PRIDE get in the way of your FUTURE!

The word bankruptcy tends to fill most people with feelings of dread. It’s hard to deny the fact that...

Read More >>

How loan sales and vulture funds could result in thousands of people losing their homes

A financial advisory company that specializes in dealing with personal and professional insolvency is warning how a state bank’s...

Read More >>

Are you sitting on a mortgage time bomb?

Are you sitting on a mortgage time bomb? Currently, owning your own property is a luxury that many people...

Read More >>

Debt Strategy experts Bell & Company weigh in on the insolvency figures from 2017 and consider what 2018 may have in store.

With the New Year just starting, Bell & Company, are keen to decipher the insolvency figures from 2017, and consider...

Read More >>

The Positives of Bankruptcy

The Positives of Bankruptcy The word bankruptcy tends to fill most people with feelings of dread. It’s hard to...

Read More >>

We look back on 2017

Bell & Company reminisce about the year that has passed… 2017 has been a mammoth year for the team here...

Read More >>

Mammoth overall savings of 92%!

Our client approached us with a crystalized debt of over £150,000, owed to a huge banking institution in the...

Read More >>

Bell & Company prove benefits of great business relationships

Bell & Company were recently able to assist a young couple with 2 young children facing eviction from the...

Read More >>

The professions most likely to fall into debt

Anyone, regardless of their job, years of experience, age or financial situation can fall into debt. This can be...

Read More >>

How you can beat debt

How you can beat debt Debt is a problem that affects millions of people all over the world. In...

Read More >>

Are the banks still lending too much?

The global financial crash of 2008 is widely considered to have been the worst financial crisis since The Great...

Read More >>

Will property costs in the UK continue to rise?

Property costs in the UK For many of us, property prices are simply too high. A sizeable majority of...

Read More >>

First-time investor left with large shortfall

Bell & Company were contacted by a first time investor who had been left in negative equity on his...

Read More >>

‘Buy-to-Let’ property stress

Bell & Company finalise successful negotiations on a buy-to-let property. An older couple based in England approached our company regarding...

Read More >>

The debt hotspots of the UK

Debt hotspots Debt is a problem that’s plaguing the whole of the UK. In fact, household debt across the...

Read More >>

A couple helped out of huge shortfall after their separation

A former couple had been under the weight of a huge shortfall of over £105,000. They were both trying...

Read More >>

Despite difficult lender, a 10% settlement can be achieved

A settlement of 10% can still be achieved, even when faced with a difficult lender A couple with a...

Read More >>

English ‘buy to let’ case settled within 5 months

A young man based in England approached our company regarding an unsustainable ‘buy to let’ property he owned. After...

Read More >>

Finance professional avoids Bankruptcy

Bell and Company recently assisted a professional to avoid Bankruptcy Our client, who happened to be a professional in...

Read More >>

A young couple caught up in the Recession

A young couple found themselves caught up in the Recession, financial downturn of 2007, have a look at their...

Read More >>

Why are people in the UK so in debt?

A recent report has revealed that the UK is one of the most indebted countries in the world, with...

Read More >>

The Recession, ten years on: how are we affected?

The recession, ten years on: how are we affected? The recession began as just another financial crisis on Wall...

Read More >>

Do I have to tell my employer that I’m in debt?

Do I have to tell my employer that I’m in debt? There is no hard and strict rule that...

Read More >>

A Guide to Personal Debt Collection in England

Personal debt collection in England If you or your business is facing insolvency, you might be worried about bailiffs...

Read More >>

Will I lose my job if I go bankrupt?

Will I lose my job if I go bankrupt?   Declaring bankruptcy is not an easy step, but unfortunately,...

Read More >>

A Guide to Director’s Personal Guarantees

  A Guide to Director’s Personal Guarantees What is a personal guarantee? Why would I need one? At the...

Read More >>

Petitioning For Bankruptcy?

Petitioning for Bankruptcy? So, why would I petition for bankruptcy? We have had a number of people looking for...

Read More >>

Considering Bankruptcy?

The B Word: You Can Consider Bankruptcy If you are considering bankruptcy It is essential to remember that bankruptcy...

Read More >>

AIB Loan Sale: €1.8bn Purge to Vulture Funds

AIB Plans €1.8bn in Loan Sale to Cerberus and other Vulture Funds The Irish Times recently reported that the private equity...

Read More >>

Savings of £2.15M with large Vulture Fund

High level of Corporate debt settled A most intelligent and astute business Client approached us regarding a large level...

Read More >>

Can I be considered personally liable or be pursued for the Debts of my Business?

A primary question that many will ask as their Business beings to fail is, “Can I be considered personally...

Read More >>

My Profession Doesn’t Allow Me To Go Through Bankrupcty: Options Available

If your profession doesn’t allow you to go through Bankruptcy there are other options available! Bell & Company can...

Read More >>

Savings of £4.97M

Settlement at c0.6% of original borrowing -A settlement of a Co Down based Client, working in the Freight Industry, attended,...

Read More >>

I am a company director of a limited company with personal Guarantee. How will this effect me?

I am a company director of a limited company with personal Guarantee. How will this effect me? More often than...

Read More >>

My home has been sold and now I have received a letter chasing an outstanding balance. What are my options?

As the various lending institutions work through their ‘delinquent’ mortgage books, more and more people are approaching us at...

Read More >>

Brexit to potentially delay Bank Loan Sales

In recent times, we have been approached by various individuals, businesses and professionals, all of whom have received letters...

Read More >>

Bankruptcy- What can happen?

Bankruptcy, the “B” word, is feared by many and has negative connotations associated with it. Sadly, we see many...

Read More >>

Will seeking to reach a settlement with my lender impact on my credit rating?

Far too many people underestimate the importance of their Credit Rating. It is a key tool in life and...

Read More >>

Can I sell if I’m in Negative Equity?

Bell & Company regularly hear individuals in Negative Equity declare themselves as “Mortgage Prisoners”. This opinion is often developed...

Read More >>

Could I lose my home?

Could I lose my home? One thing we understand entirely is that home is sacrosanct to most people thus...

Read More >>

BREXIT – IMPLICATIONS ON NORTHERN IRELAND PROPERTY MARKET

It is coming up to a couple of weeks since the EU Referendum was held and that Brexit was...

Read More >>

Pressure from a pending loan sale?

Pressure from a pending loan sale? Are you under pressure from a pending loan sale? As will know, there...

Read More >>

LONDON – IS THE BUBBLE BURSTING?

Bell & Company have previously written posts on the potential property bubble developing in London and the South East...

Read More >>

NEGATIVE EQUITY STILL PREVALENT IN IRELAND

A recent Standard & Poors report cites that 4 out of 10 mortgage borrowers in Ireland are in Negative...

Read More >>

FIXED CHARGED RECEIVERS OVERVIEW

For Corporate clients or those suffering business debt issues you may have been advised by a Bank that if...

Read More >>

TEAM BLOG – INTRODUCING ERIN WEATHERSTONE

Name: Erin Weatherstone Position: Personal Assistant Time with Bell & Company: 10 months What does your day to day...

Read More >>

BUSINESS CONSULTANCY – WE DO THAT TOO!

As Bell & Company has grown, we have continually looked to add different skills and services which can benefit...

Read More >>

REAL ISSUES IN TODAY’S FINANCIAL WORLD – OUR NEXT EVENT

We are excited to announce our next event will be held at Millenium Forum in Derry/Londonderry on Wednesday 24...

Read More >>

STARTING 2016 WITH A BANG – JANUARY SETTLEMENTS

2016 has started brilliantly at Bell & Company with some excellent deals by both our Corporate and Resolution teams....

Read More >>

REPUBLIC OF IRELAND BANKRUTCY CHANGES – ABOUT TIME!

Bell & Company have commented regularly on Personal Bankruptcy in Northern Ireland. It can prove to be a useful...

Read More >>

TEAM BLOG – Welcome back Leah O’Kane- Bankruptcy Expert

Welcome back Leah O’Kane- Bankruptcy Expert Last week we welcomed Leah O’Kane back to Bell & Company from her...

Read More >>

BANKRUPTCY- ARMED WITH THE BEST ADVICE

We regularly focus on our Resolution and Corporate Services in the Bell & Company blog posts but our Bankruptcy...

Read More >>

TEAM BLOG – Introducing Claire McCarragher

Name:  Claire McCarragher Position: Corporate Accounts Manager Time with Bell & Company: 2 Years & 11 months (3 years in January)...

Read More >>

PODCAST: Frustrated by the delays that are being caused by Cerberus’ current approach?

Welcome to the first edition of the Bell & Company podcast. Today we have HELEN MCCARRAGHER discussing Cerberus. You may recall...

Read More >>

TEAM BLOG – INTRODUCING JOHN NELSON

John first came to Bell & Company as a placement student.  He has come on leaps and bounds and...

Read More >>

THE CONSEQUENCES OF ULTRA-LOW INTEREST RATES

Following the latest Bank Of England Monetary Policy Committee Meeting rates remained, as expected, at 0.5%. The consensus is...

Read More >>

INTEREST RATES – ARE YOU READY FOR THE RISE

The Bank of England will soon need to rediscover its trigger finger and fire the gun on as interest...

Read More >>

CERBERUS – WHATS NEW?

You may recall over the last month we have been placing a focus on Cerberus. In fact I took...

Read More >>

NAMA DRAMA – CERBERUS ISSUES

Read More >>

CERBERUS & LONE STAR PROJECTS IN UK & REPUBLIC OF IRELAND

Read More >>

***Cerberus Reminder***

With Cerberus being active in the EU and Ireland, Bell & Company can assist any debtor whose loans have...

Read More >>

Meetings and Discussions with Cerberus

Read More >>

POST HOLIDAYS – BACK TO IT AND RECENT SETTLEMENTS

I hope you all enjoyed the extended weekend over 12th July and managed to have some relaxation time. Typically...

Read More >>

IVAS – WHY WE DON’T LIKE THEM

Our client liaison team often field queries in respect to IVAs. Many initial enquiries requiring our resolution service have...

Read More >>

Loan Sold to Cerberus? Act Now!

In a recent blog we discussed the sale of Ulster Bank loan books to Cerberus. Since then things have...

Read More >>

Can I Preserve my Credit Rating?

Your Credit Report and Rating are very important. Many underestimate the value of a good credit rating and the...

Read More >>

Recent Developments at Bell & Company

Dear All, As the holidays approach we write with latest news of recent developments here at Bell & Company....

Read More >>

Northern Ireland Repossession “Hotspots”

Following the setup of The Housing Repossession Taskforce they undertook a review of the market of property repossession in...

Read More >>

Cerberus and Ulsterbank- Loan sales- What is going on!?

In late 2014 it was announced that Cerberus had purchased Ulster Bank’s giant non-performing Project Aran loan book. Cerberus...

Read More >>

Chat iconCall us now on 0330 159 5820
CALL US NOW