What to do if Your Loan is Sold to A Third Party

What to do if Your Loan is Sold to A Third Party

Funding Circle, the ‘alternative lending’ platform made headlines in 2021 for selling 1900 Personally Guaranteed Loans to a large...

Read More >>

BAD DEBTS – CASH FLOW PROBLEMS

Bad debts can very often cause a perfect storm for any SME business owner, especially those which are totally...

Read More >>

Negotiating with Creditors

Negotiating with Creditors. No creditor/debt collection agency are the same. They often have different processes and protocols along with...

Read More >>

How loan sales and vulture funds could result in thousands of people losing their homes

A financial advisory company that specializes in dealing with personal and professional insolvency is warning how a state bank’s...

Read More >>

The professions most likely to fall into debt

Anyone, regardless of their job, years of experience, age or financial situation can fall into debt. This can be...

Read More >>

The debt hotspots of the UK

Debt hotspots Debt is a problem that’s plaguing the whole of the UK. In fact, household debt across the...

Read More >>

English ‘buy to let’ case settled within 5 months

A young man based in England approached our company regarding an unsustainable ‘buy to let’ property he owned. After...

Read More >>

A young couple caught up in the Recession

A young couple found themselves caught up in the Recession, financial downturn of 2007, have a look at their...

Read More >>

Do I have to tell my employer that I’m in debt?

Do I have to tell my employer that I’m in debt? There is no hard and strict rule that...

Read More >>

A Guide to Director’s Personal Guarantees

  A Guide to Director’s Personal Guarantees What is a personal guarantee? Why would I need one? At the...

Read More >>

Can I be considered personally liable or be pursued for the Debts of my Business?

A primary question that many will ask as their Business beings to fail is, “Can I be considered personally...

Read More >>

I am a company director of a limited company with personal Guarantee. How will this effect me?

I am a company director of a limited company with personal Guarantee. How will this effect me? More often than...

Read More >>

My home has been sold and now I have received a letter chasing an outstanding balance. What are my options?

As the various lending institutions work through their ‘delinquent’ mortgage books, more and more people are approaching us at...

Read More >>

Brexit to potentially delay Bank Loan Sales

In recent times, we have been approached by various individuals, businesses and professionals, all of whom have received letters...

Read More >>

Will seeking to reach a settlement with my lender impact on my credit rating?

Far too many people underestimate the importance of their Credit Rating. It is a key tool in life and...

Read More >>

Can I sell if I’m in Negative Equity?

Bell & Company regularly hear individuals in Negative Equity declare themselves as “Mortgage Prisoners”. This opinion is often developed...

Read More >>

Could I lose my home?

Could I lose my home? One thing we understand entirely is that home is sacrosanct to most people thus...

Read More >>

BREXIT – IMPLICATIONS ON NORTHERN IRELAND PROPERTY MARKET

It is coming up to a couple of weeks since the EU Referendum was held and that Brexit was...

Read More >>

LONDON – IS THE BUBBLE BURSTING?

Bell & Company have previously written posts on the potential property bubble developing in London and the South East...

Read More >>

FIXED CHARGED RECEIVERS OVERVIEW

For Corporate clients or those suffering business debt issues you may have been advised by a Bank that if...

Read More >>

BUSINESS CONSULTANCY – WE DO THAT TOO!

As Bell & Company has grown, we have continually looked to add different skills and services which can benefit...

Read More >>