We are back at Bell & Company HQ on Rosemary Street and geared up for a fantastic 2016.

From all of the team here we sincerely wish everyone a Happy New Year and hope that 2016 will be a successful and prosperous year for you.

From our stand point 2016 looks incredibly exciting. We have many cases for our Resolution, Corporate and Insolvency departments to finalise and complete excellent settlements. We also have a lot of enquiries from potential client’s so early in the year.

There are other external factors we are monitoring also.  This year we anticipate an interest rate rise. When? Who knows! There are so many conflicting reports. We would advise homeowners with mortgages and those with high levels of unsecured credit to consider how much loan repayment increases will affect their income and expenditure on a monthly basis.

The housing market continues to recover, albeit very slowly. Rises seem to be Belfast centric, this is something we will monitor but increases are not rapid enough to assist those in high levels of negative equity.

The Corporate Department are keeping a close eye on Investment Funds such as Cerberus and Lonestar and their increasing activity in Northern Ireland and Republic of Ireland. We have an exciting meeting coming up later this month and this could be defining for dealing with these overseas loan book purchasers.

As always, should you or anyone you know require Independent Insolvency Advice then please call Bell & Company on +44 (0) 2895 217373 today. Our first initial consultation is free so we look forward to welcoming you to Rosemary Street for tea, coffee and a chat about resolving your debt burden.