What are debt strategists?

By on July 31st, 2018

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Waht are debt strategists? Bell & Company are the UK and Ireland’s leading Debt Strategists, that simply means we develop a strategy to best alleviate a client’s debt burden. We are approached daily by over extended borrowers and tailor our advice to their individual circumstances to ensure there is a realistic and pragmatic option for them.

Our Experience With Lenders

Given that we deal with debt issues daily, we understand how most lenders operate, their processes which departments can assist and their level of empathy or aggression. With our experience in this field we offer advice adapted to the circumstances and wants of our clients.

The landscape we work in continually evolves and we keep abreast of changing attitudes and trends. We are honest about options and worst-case scenarios so that our client can, with our guidance, make the best decisions for their situation.

Who Are Our Clients?

Bell & Company work with many stressed, heavily indebted clients every daywho are in need of a debt strategist. We empathise with their position, understand their circumstances and support them with any issues that arise. Often our clients are people who were made redundant or in negative equity and have fallen behind on their mortgage payments, or businesses who have been barely breaking even but felt that there was no way out.

Debt is emotional and appointing an intermediary to act on your behalf removes the emotion from the situation allowing clarity of thought to prevail. Often this results in an amicable settlement with your lender.

Bell & Company remove the stress from the situation, plan and implement the best strategy to remove the debt burden and liaise with your lender so that you don’t have to.

Our Specialist Services:

1.Business Debt Strategists – Many business owners have non-performing loan related to business operations. Often these are backed up by Personal Guarantees bringing personal stress and anxiety. Bell & Company work with UK and Irish lenders to ensure Corporate Debt issues are amicably resolved maximising realistic returns for all parties involved.

In an increasing trend, we also negotiate with Third Party collection agencies who have purchased or are managing default loan books from Lenders.

2.Negative Equity Strategies – Our team work with core UK, Northern Irish and Sub-Prime lending institutions to assist borrowers in Negative Equity. We understand the processes involved and which lenders can be approached when a property is in Negative Equity.

Bell & Company regularly achieve open market sales and successful shortfall negotiations saving clients tens to hundreds of thousands of pounds.

3.Personal Insolvency/ Bankruptcy – Often seen as a last resort, personal Bankruptcy can be an excellent tool depending on the circumstances. It offers a “clean slate” and can allow someone to rebuild their life debt free. Our expert team are here to guide clients through each process ironing out the common misconceptions about Bankruptcy and supporting them throughout.

4.Dispute Resolution – Our directors have assisted many cases which require dispute resolution and have the expertise required to achieve a result that satisfies all parties.

5.Business Turnaround/ Consultancy – We also offer Business Consultancy to SMEs looking for any form of business advice including restructuring, expansion, debt issues, non-paying debtors etc.

6.European Property Advice – Our affiliate company EU Property Solutions offer a range of European Property Services including Negative Equity solutions, Overseas finance and Spanish Deposit Reclaims. Have a look at www.eupropertysolutions.com

If you or anyone you know would benefit from a free initial consultation to discuss your debt issues, then please call our team today on 02895 217373. We can arrange an appointment at a time and location to suit you.

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