Case Studies

Debt Relief Success: Saving Family Home After Unexpected Loss 

Our client faced a heartbreaking situation after the sudden passing of her husband. In addition to the emotional turmoil the family were going through, they were also facing repossession threats due to a £437,000 debt which was secured against their…

Persistence Pays Off: Asset Protection Amidst Recovery Action

Our clients, two brothers, jointly owned three properties that fell into negative equity dating back to 2007. To find a resolution, they decided to voluntarily surrender these properties back to the lender, who subsequently sold them and pursued the clients…

Navigating the Negative Equity Storm: Savings of £221,627 & Family Home Retained

This case exemplifies why we do what we do here at Bell & Company. Referred by a previous client of ours, this client’s journey highlights the critical importance of our service standards. By intervening at a crucial moment, we not…

Resolving Financial Crisis Amidst Personal Struggles

Many business owners imagine entering their retirement years with financial security and enjoying the fruits of their labour. However, reality often takes unexpected turns, leaving individuals grappling with unforeseen challenges. In this particular case study, we delve into the story…

Family Farm Rescued – A Full and Final Settlement Victory

After a loan sale, a vulture fund pursued our client for €87,000, the case dragged on to the extent that it took the client 3 years to decide to finally address his problem. His hand was forced by legal action…

Mastering HMRC Debt: The 36-Month Solution Our Clients Desperately Needed

In recent years, businesses in the UK have faced unprecedented challenges, particularly when dealing with creditors such as HMRC. Today, we are proud to showcase the exceptional work of our debt strategist team and the remarkable results we continue to…

3rd Party Negative Equity Negotiations

The Key Issue A young family with a newborn found themselves in a challenging financial situation. Struggling to keep up with their mortgage payments, they made the difficult decision to surrender their property to the lender due to negative equity….

Property Shortfall Negotiations: Bankruptcy Not An Option

The Key Issue Our client found themselves in a precarious situation due to an aggressive lender and a significant property shortfall that they were unable to repay. With the looming threat of losing their home and livelihood, they sought assistance…

Director’s Loan: Litigation Halted & Liability Settled

The Key Issue A successful property developer granted a corporate guarantee on behalf of a family member’s hospitality business. Unfortunately, the onset of the Covid-19 pandemic disrupted the new venture, leading to its failure. The liquidator of the business sought…

Company Liquidation Controlled & Directors Protected

The Key Issue Our client, the director of an engineering company, sought our assistance when his business had ceased trading. With the company in an insolvent position, it was crucial to address the complex financial situation to prevent a domino…

Property Development Personal Guarantees Settled

The key issue Our clients were property developers who were forced by their lenders to sell the principal property that was held as security. They left a shortfall of around £800,000, and the lender then called on the personal guarantees…

Resolving A Disputed Overdrawn Directors Loan Account

Introduction Our client’s company was placed into liquidation. He believed that in this case, he would have minimal personal liability however, the liquidator began pursuing him for an overdrawn director’s loan account. The liquidator overseeing the case had pursued every…