Who the hell are Bell & Company?
At Bell & Company, we help People who are experiencing personal or business debt. We provided individual, tailored solutions specific to the individuals’ needs. Our advice is impartial, fair and always in the best interest of our clients.
Our team works with individuals and businesses across the UK and Ireland who need assistance with Personal Guarantees, Debt restructuring, Loan sales, unsustainable debt, mortgage regulated debt, and personal debt.
We specialise in a variety of debt areas, including:
- Personal Guarantee Exposure
- Unsustainable Business Debt
- Vulture Funds – Debts Sold
- Failed IVA’s/CVA’s
- HMRC Pressure
- Lending Institution Issues (the polite phrase!)
- Foreign Property Negative Equity Issues
We advise and assist in anyway way we can, to benefit our clients. We act on your behalf and present your case to lenders or acting third parties in a way that is representative of your current financial situation.
When you first contact us, you can arrange a free, no-obligation consultation with a member of our skilled debt strategy team.
During the initial consultation, we will discuss your current situation I, financial and personal. We will give you impartial advice tailored to your needs and guide you on the appropriate path to becoming debt free.
What we are not, makes us unique
Bell and Company are not Insolvency Practitioners, we are debt strategists. We provide you with solutions to your issues regarding personal or business debt, which are outside the territory of Insolvency Practitioners.
Rest assured, you will receive our honest opinion and the correct advice, which is always tailored to your situation, acting in the sole interest of you, our client.
For instance, the below case study required full in dept financial reviews, liaising with legal parties and also dealing directly with the Lender on the outstanding debt. We executed a timely and detailed strategy which delivered the best outcome for our client.
A client with a personal guarantee of £6.5million in the UK came to us with the threat of Bankruptcy looming.
Since the 2008 crash, the Client had lived with this debt and saw no way out. He hadn’t heard from his Bank in several years and had hoped that the debt would one day go away.
After years with no word from the Bank, the Client received a Statutory Demand –potentially leading to Bankruptcy.
If the Statutory Demand was left ignored it would result in a Creditors Petition for Bankruptcy.
Bell & Company were instructed to negotiate a settlement of this debt with strict time constraints imposed by the issuance of the Statutory Demand.
With the assistance of a third party, the Client raised funds and was able to settle this debt for £200,000.
Above all, this meant that the pressure himself and his family felt from the debt was cleared.
Therefore, savings of £6,300,000 were achieved on the initial Bank demand for repayment.
Our client could restart his life without the burden of debt hanging over him and his family.
For more information on our services, view our brochure.W