You Can Trust Bell & Company
1. We will devise the best strategy for you
2. We will see every case through until the end
3. We are experienced in negotiating with Creditors
4. We have helped hundreds of clients
Are you struggling with property debt or saddled with mortgage repayments that you just can’t afford?
Realising that you can’t pay off your interest-only mortgage after the term of the loan ends?
You’re not alone.
Outstanding mortgage lending in the UK is over a trillion Pounds. That includes over 85,000 mortgages in arrears, not to mention the looming time bomb that is negative equity.
Negative Equity put simply is when the value of the property you purchased is now less than the mortgage secured against it.
This only becomes an issue if you sell the property. If this is the case, you are required to pay the outstanding balance.
If you can afford the mortgage repayments, then it will not be an issue unless interest rates rise and make repayments un-affordable.
Many people find themselves trapped in Negative Equity as the fear that they cannot afford the balance stops them from making life plans such as moving or up/downsizing.
If you are struggling to make your monthly mortgage payments, your home could be at risk.
A sudden change of income or circumstances outside of your control can easily make a mortgage unmanageable.
As with all property debt issues, acting quickly is key. The sooner you get advice, the better the outcome.
Whether you are facing negative equity or are worried about your property being repossessed, there is a way out.
At Bell & Company, our team of debt strategists are on hand to find a practical solution that works for your particular circumstances.
Do you have a foreign property in Spain or across the EU? Our sister company EU Property Solutions specialise in Negative Equity issues for UK residents abroad too. Visit our EU Negative Equity website.
From the outset, we establish clear bottom lines with our clients, so we understand what their priorities are and what must be protected. We then create a strategy to navigate the way out of corporate and personal debt with impartial advice and rigorous action.
The team at Bell & Company combine technical expertise with over a decade’s experience, to find the strategies and solutions to resolve our clients’ debt dilemmas. This means that when you’re with us, you can be assured that we’re working for your best possible outcome.