Pre-insolvency advice Property Debt

Property Debt can be extremely stressful and emotive if it involves your own home. Bell & Company's expert Strategists can assist with Property Debt issues on your own Residential Mortgage or a Buy to Let Mortgage. Lenders have solutions so call us today to resolve your Property Debt issue.

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Property Debt

Don’t let your house bring you down with property debt

Are you in property debt and saddled with mortgage repayments that you just can’t afford?

Realising that you can’t pay off your interest-only mortgage after the term of the loan ends?

You’re not alone.

Outstanding mortgage lending in the UK is over a trillion Pounds. That includes over 85,000 mortgages in arrears, not to mention the looming negative equity time bomb.

Whether you are facing negative equity or the prospect of property repossession in your future, there is a way out.

At Bell & Company our team of debt strategists are on hand to find a practical solution that works for your particular circumstances.

Do you have a foreign property in Spain or across the EU? Our sister company EU Property Solutions specialise in Negative Equity issues for UK residents abroad too. Visit our EU Negative Equity website.



Negative Equity put simply is when the value of the property you purchased is now less than the mortgage secured against it.

Negative Equity only becomes an issue if the property is sold leaving an outstanding balance for the difference between the current market value and the value of the outstanding mortgage after sale.

If you can afford the mortgage repayments, then it will not be an issue unless interest rates rise and make repayments un-affordable.

Many people find themselves trapped in Negative Equity as the fear that they cannot afford the balance prohibits them making life plans such as moving or up/downsizing. There are options for the homeowner. Bell & Company are experienced in dealing with a wide range of issues surrounding this area.

Tick iconBank not playing ball?

Perhaps you’ve already tried talking to your lender without much success. This is not uncommon or surprising when lenders deal with individual borrowers.
What you need is the expertise of Bell & Company on your side.

We’ll take a deep dive into your case and talk to the decision-makers at the bank. Our long-standing relationships with many leading lenders means we have a leg up when it comes to negotiating a settlement that you can live with and importantly, move on from.

So don’t let property debt weigh you down. Break free from the burden with Bell & Company.

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Chat iconCall us now on 0330 159 5820