Posts Tagged ‘Northern Ireland. Negotiations’

Negotiating with Creditors

Negotiating with Creditors.

No creditor/debt collection agency are the same. They often have different processes and protocols along with various criteria that must be met. One thing we do advise is being proactive. Liaising regularly and amicably with your creditors will aid the negotiating process.

However, creditors often pursue cases aggressively, leading to hostility between lender and borrower. Furthermore, the lender may find it difficult to understand your situation. When liaising directly with a lender they will find it difficult to fully empathise with your circumstances. It would be a case of you strategically presenting your information.

Who we are

Bell & Company are Debt Strategists and negotiate with a variety of lending institutions daily. We specialise in assisting borrowers with problematic Mortgage Debt and Corporate Debt issues. Based in Belfast, we operate across the UK. Our experienced team pro-actively works to achieve the best possible outcome, given your circumstances.

Successful methods of negotiation

Bell & Company believe that appointing an intermediary can greatly increase your chance of success in debt negotiations. Having an intermediary can remove the emotion from the situation.

We liaise amicably with creditors whilst fighting your corner, ensuring both parties are satisfied with the outcome. Above all, Bell & Company are impartial and ensure we achieve the best possible settlement for our clients. Furthermore, the representations we make to your lender are tailored to your circumstances and the lenders’ requirements.

Moreover, we can reduce the timeframe and the stress associated with debt negotiations whilst increasing the likelihood of success. Bell & Company urge borrowers to be proactive by contacting their lenders and be honest about their circumstances. Many lenders have policies in place to help those in financial difficulty.

For expert advice on negotiating with creditors, or any material debt issue – Call us now on 0330 159 5820 or read our brochure

My Profession Doesn’t Allow Me To Go Through Bankrupcty: Options Available

If your profession doesn’t allow you to go through Bankruptcy there are other options available!

Bell & Company can assist clients through Personal Bankruptcy proceedings.  There are so many incorrect misconceptions surrounding the process of Personal Bankruptcy and one we hear regularly is that my profession will not allow me to go Bankrupt. More often than not most professions will not be effected if you declare yourself Bankrupt but some are If your profession doesn’t allow you to go through Bankruptcy there are other options available.

It is essential that you perform your due diligence and a simple telephone call to a HR department, Union or an open discussion with your employer can quickly determine your position should you opt for Personal Bankruptcy.

We have assisted clients through Bankruptcy from a variety of professions, for example:

Other common queries we are asked by individuals considering Personal Bankruptcy include:

There is no common yes or no answer here, it depends. Every single case is different and every individual has different circumstances which need to be fully reviewed. Bankruptcy in Northern Ireland has much of the negative stigma attached removed since 2008. Genuinely it is an excellent tool for those with unsustainable debts to start over. We understand the stress of living with Bankruptcy is still great and our team empathise with you and work together to minimise the stress.

Sometimes Bankruptcy is not an option, determined by employment, or other factors and Bell & Company can assist in all debt negotiations. We are debt strategists and do this work day to day and are proud that we change lives daily.

If you want to discuss debt management, be it Personal or Business Debt, then please call our team today on 02895 217 373. We will give you all options surrounding Bankruptcy and the ramifications of any route you choose. All our initial consultations are free.

Fill in your contact details for free advice:

By accepting you agree to Bell & Company contacting you to discuss debt solutions